What type of business is it good for?

  • Employers
  • Self-employed
  • Group schemes and associations
  • High-net-worth individuals
  • Individuals/groups working outside their home countries
  • Sports and esports teams/individuals
  • Aviation operators
  • Ship owners and yacht managers
Risk Transfer Solution Direct and facultative (re)insurance
/images/default-source/icons/png/global-triangle.png?sfvrsn=20360c7d_6 Lloyd's and non-Lloyd's capacity
/images/default-source/icons/png/security-3-triangle.png?sfvrsn=966fe9e6_6 Dynamic product portfolio

Unfortunately accidents happen. If an employee suffers one, it's crucial that organizations have financial protection to cover potential liabilities and damages. AXIS offers all types of companies personal accident insurance and reinsurance on a direct and facultative basis. Our products include accidental death insurance, permanent total disablement insurance, temporary total disablement (income replacement) insurance, medical expenses and aviation loss of license and MLC compliant marine crew welfare insurance. Each of our innovative products provides financial protection for clients. We cover a wide range of benefits, costs and specialist services in the event of illness or bodily injury leading to death, disability or disablement. What's more, AXIS has a wealth of experience in writing direct and facultative reinsurance personal accident business with both Lloyd's and non-Lloyd's capacity. If a claim should ever occur, you and your clients can also rely on it being resolved effectively by our team of claims specialists.

Limits

  • $10 million USD maximum any one person
  • $50 million USD maximum any one event 

accident-health-user
accident-health-innovative
accident-health-world
Core benefits for bodily injury or illness resulting in: 
  • Death (as a result of bodily injury only)
  • Disability
  • Paraplegia or quadriplegia
  • Permanent total or partial disablement 
  • Temporary total or partial disablement
Benefits for:
  • Permanent revocation of pilots' license
  • Temporary suspension of pilots' license
Plus additional benefits, expenses and features:
  • Alternative lifestyle/skills costs
  • Coma benefit
  • Crisis management and security advice
  • In-patient benefit
  • Medical expenses
  • Rehabilitation costs
  • Transport costs
  • War and terrorism
  • Employers including a wide range of occupations from white collar workers to heavy industry, such as mining
  • Professional, amateur and collegiate sports teams and individuals
  • Group schemes and associations
  • High-net-worth individuals
  • Self-employed
  • Individuals/groups working outside their home countries
  • Facultative catastrophe business including NCB terror
  • Aviation operators
  • Professional yacht crew
  • Ship crew
  • Offshore workers

AXIS Managing Agency Ltd (“AMAL”) is registered in England (Company Number 08702952) with registered office at 52 Lime Street, London, EC3M 7AF. AMAL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number 754962). AMAL manages Syndicate 1686 and is additionally subject to the supervision of the Society of Lloyd's.

AXIS Specialty Europe SE (“ASE”) is registered in Ireland (Registration Number 353402 SE) at Mount Herbert Court, 34 Upper Mount Street, Dublin 2, Ireland. ASE is authorised by the Central Bank of Ireland and subject to limited regulation by the UK Financial Conduct Authority.

Claims

We deliver on our promises

Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:

  • Quick decision making
  • Championing your needs
  • An honest approach

Learn more about claims

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AXIS Claims

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Customers claims stories

Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

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