Primary Casualty

We provide General Liability and Product Liability insurance on a primary basis for commercial and consumer product manufacturers, commercial contractors, larger building and premises risks, and many other types of midsize and large commercial accounts.

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Janet Jordan-Foster

Executive Vice President


  • Highly experienced underwriting and claims teams
  • Strong relationships with brokers and clients nationwide
  • Broad underwriting appetite
Products & Capabilities

General Liability Insurance (CGL)

Product Liability Insurance

Optional coverages

  • Employee Benefit Liability
  • Garage Liability
  • Garage Keeper’s Legal Liability
  • Liquor Liability
  • Pollution Exclusion Exception Endorsements
  • Assault and Battery
  • Non-Owned and Hired Auto Liability
  • Owners and Contractors Protective Liability (OCPs)

Claims-made and occurrence policies

Admitted and non-admitted policies

Limits of liability up to $2 million

Minimum premium: $50,000 (for most classes)

Deductibles/self-insured retentions

Coverage attaches above deductibles of $5,000 or higher, or above self-insured retentions of $10,000 to $500,000

Target Classes

Commercial Product Manufacturers

  • Medical Products (invasive and noninvasive) – Dental, Hospital, Surgical and Diagnostic Equipment
  • Industrial Machinery
  • Valves
  • Construction Equipment
  • Tools
  • Farm Equipment
  • Chemicals
  • Truck and Motorcycle Component Parts
  • Lift and Elevator Equipment
  • Boiler and Machinery
  • Oil and Gas Equipment


  • Commercial Contractors
  • Specialty Contractors


Consumer Product Manufacturers

  • Toys
  • Sporting Goods
  • Exercise Equipment
  • Playground Equipment
  • Furniture
  • Amusement Devices
  • Food and Beverage
  • Appliance Manufacturers

Building and Premises

  • Commercial Real Estate
  • Banks and other Financial Institutions


  • Hotels, Motels, Entertainment, Restaurants, Bars/Nightclubs, etc.

Miscellaneous Classes

  • Warehouses, Janitorial Services and Supplies, etc.
World-Class Claims Service

We are proactive in our approach to managing claims and strive to perform our duties to the highest standards of integrity. Our Primary Casualty claims specialists have more than 20 years of experience. They work closely with policyholders, brokers, outside counsel, third-party administrators, our underwriters and actuaries, and they are highly skilled at facilitating effective claims resolution.

This information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable policy for specific terms, conditions, limits, limitations and exclusions to coverage. Coverage is underwritten by a member company of the AXIS group of insurance companies. Coverage may not be available in all states and jurisdictions.