We offer specialized professional & pollution liability coverage for contractors.

Our Contractors Professional Liability and Pollution Liability with Subgap Indemnity Policy (C-PRO PLUS) provides broad protection for contractors against direct, contingent and vicarious professional liability and pollution liability exposures.

Get Started

Richard Zarandona

Executive Vice President


Send Email

Please direct all submissions here

  • Professional Liability – Third-party coverage for Claims arising from negligent acts, errors or omissions performed by or on behalf of the Named Insured
  • Contractors Pollution Liability – Third-party coverage for Claims arising from pollution conditions created or exacerbated by or on behalf of the Named Insured
  • SubGap Indemnity – First-party Excess coverage that indemnifies the Named Insured for damages arising out of negligent acts, errors or omissions from subcontracted design professional services in excess of the design professional's available insurance
  • Difference in Conditions – Indemnifies the Named Insured for losses excluded by the subcontracted design professional's insurance if AXIS policy form is broader
Products & Capabilities
  • Limits of Liability up to $25 million for Primary, Excess or Project-Specific coverage
  • Coverage includes Emergency Response, Restoration, and Cleanup Costs
  • Up to $25,000 legal fees and expenses reimbursement for ADA/FHA/OSHA regulatory or administrative actions
  • Up to $25,000 retention credit for preapproved mediation of claims
  • $500 per day up to $10,000 per policy period for attending legal proceedings in connection with a Claim
  • Supplementary payments are in addition to the Limit of Liability and not subject to the retention
  • Claims-made Contractors Pollution Liability; definition of Pollutant includes Mold
  • Broad definition of Professional Services and Covered Operations
  • Worldwide coverage, where permissible by law
  • No exclusions for Asbestos or Residential projects
  • Automatic 60-day Extended Reporting Period
  • Coverage includes Insured's interest in joint ventures
  • Automatic coverage for new entities
  • Blanket Waiver of Subrogation for clients where required by written contract
  • Clients included as Additional Insured for Contractors Pollution Liability where required by written contract


Optional Coverages
  • Occurrence Contractors Pollution Liability coverage
  • Split limits and aggregate retentions
  • Non-Owned Disposal Site coverage
  • Transportation coverage
  • Tailored endorsements available to address clients' needs
Target Customers
  • General Contractors
  • Construction Managers
  • Design-Builders
  • Specialty Trade Contractors

Target Classes
  • Healthcare
  • Commercial
  • Infrastructure
  • Hospitality
  • Municipal
  • Transportation
  • Education
This information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable policy for specific terms, conditions, limits, limitations and exclusions to coverage. Coverage is underwritten by a member company of the AXIS group of insurance companies. Coverage may not be available in all states and jurisdictions.