AXIS PRO® Media Liability – Multimedia

As a worldwide leader in Media Liability coverage, AXIS PRO offers specialized protection against the devastating impact of lawsuits.

Our Multimedia Liability Policy covers businesses that create or disseminate content or provide services including media companies (traditional, electronic/digital or a combination of both) and non-media companies engaged in media activities. We have a history of innovation, expertise and a dominant market share earned by continuously adapting to the ever-changing media landscape and associated technology prevalent in today’s electronic and digital world. Suited for a variety of companies and risk exposures, our policy is a flexible product including options that allow coverage to be individually tailored and bundled into one policy.

Breach Response Coverage Enhancements Available for your Policy

AXIS policyholders have the ability to add important coverages to their existing professional insurance policy to help manage the impact of a data breach.  Please contact an underwriter here or your broker for more information on how AXIS can help businesses respond to a security and privacy event.  

If you Already Have Breach Response Coverage 

For payment of data breach expenses under your policy, you may access AXIS Insurance’s list of vendor partners here.  These vendors are pre-approved by AXIS to provide breach related services to you, subject to the terms and conditions of your specific policy.

​​​​​​​​​​​​​​Please direct all submissions to:

axisprosubmissions@axiscapital.com

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Lou Scimecca

  • Senior Vice President
  • Office: +1 816-292-7932
Send Email

Coverage Includes

"All-Risk" coverage agreement provides broad protection including but not limited to:

  • Defamation including emotional distress, outrageous conduct and prima facie tort
  • Invasion of privacy or publicity
  • Infringement of copyright, trademark, title, slogan, misappropriation and plagiarism
  • Breach of a license to use a third party’s intellectual property
  • Personal injury torts arising from the acquisition and gathering of matter (“newsgathering” torts)
  • Unfair competition or conspiracy
  • Negligent supervision of an employee
  • Contextual errors & omissions coverage (including bodily injury and property damage)
  • Negligent transmission of a computer virus or malicious code in media
  • Breach of agreement to maintain the confidentiality of sources

Coverage Highlights

  • Admitted
  • Occurrence policy form (claims made policy available)
  • All media classes of business covered
  • $20,000,000 Capacity
  • Defense costs within the limit or defense costs in addition to the limit
  • Coverage for the publication, broadcast or other dissemination of matter in any form, including electronically or digitally, and in any method or mode of distribution
  • Pre-publication coverage for claims arising from the acquisition and gathering of matter in addition to the actual publication, broadcast or other dissemination
  • Advertising coverage for the publicity and promotion of the Insured’s media
  • “Damages” includes punitive and exemplary damages, where allowed by law, including most favorable venue language
  • Coverage for third parties who the Name Insured agrees to hold harmless for claims arising out of matter furnished by the Named Insured to the third party
  • “Insured” includes part-time, seasonal, leased or temporary employees and volunteers
  • Independent contractors/freelancers furnishing matter or services to the Named Insured can be covered at the discretion of the Named Insured
  • Severability provision for innocent persons involving claims for fraudulent or criminal acts
  • 90-Day acquisition clause with waiver of additional premium if the acquired entity/media is within the specified revenue threshold
  • No “hammer” clause governing settlement
  • Claim handling options for the Named Insured in selecting and employing outside counsel
  • Retractions or corrections are left to the discretion of the Insured
  • Spousal coverage including domestic partners
  • Worldwide coverage (where permissible by law)
  • Primary or Excess Coverage available

Optional Coverages

  • Advertising Services E&O
  • Business operations personal injury and intellectual property coverage for acts committed in the course of usual and ordinary business operations of the Insured (expands coverage beyond media activities to “usual and ordinary business operations” and may fill potential coverage gaps left in CGL policy)
  • Commercial Printing E&O
  • Cyber/Technology Services E&O
  • Joint Venture Coverage
  • Merchandising Activities
  • Mitigation Expense Coverage
  • Professional Services E&O (for Miscellaneous E&O exposures)
  • Public Appearance Coverage
  • Subpoena Defense and Free Expression Legal Expense
  • Indecency, Obscenity and Profanity Legal Expense
  • Security and Privacy Liability Coverage - online and offline
  • Regulatory action defense coverage
  • First Party Coverages - Crisis Management, Public Relations Expense and Computer System Extortion Expense and Loss

Entities Covered

  • Advertisers
  • Ad Agencies, Public Relations and Marketing Firms
  • Authors/Freelancers
  • Book Publishers
  • Broadcasters (Radio, Television & Cable)
  • Magazine Publishers
  • Multimedia Companies
  • Newspaper Publishers
  • Public Appearances
  • Web sites/online publishers of electronic content

Claims Management

AXIS PRO’s industry-leading media claims expertise includes:

  • A network of top intellectual property and First Amendment law firms
  • Risk management and loss control programs available
  • Dedicated in-house media claims attorneys

Downloads

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This web page is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Coverage may not be available in all states and jurisdictions. Coverage is underwritten by a member company of the AXIS group of insurance companies.