Underlying Coverage Requirements
 

Minimum underlying requirements for Umbrella and Excess Liability business:

  •  

General Liability:

$1 Million/$2 Million/$1 Million
  •   Auto Liability: $1 Million combined single limit (higher attachments apply for accounts with larger, extra heavy fleets and/or long haul trucking accounts)
  •   Employers Liability: $500,000/$500,000/$500,000
  •  

Foreign Liability:

$1 Million
  •   Miscellaneous Professional Liability:   $1 Million/$1 Million
  •   Employee Benefits Liability:   $1 Million each wrongful act/$1 Million aggregate
  •   Liquor Liability: $1 Miilion each common cause/$1 Million aggregate
  •   Underlying insurance carriers must be A.M. Best-rated "A-" VI or better

Additional Information:
TARGET BUSINESS CLASSES
MINIMUM PREMIUMS
SUBMISSION INFORMATION

To learn more about our E&S Umbrella and Excess coverage capabilities, please contact our underwriters.