AXIS Umbrella and Excess provides coverage on a surplus lines basis. We offer three different policy forms:

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Umbrella Liability Policy – Responds over underlying occurrence coverage.
 

  •   Excess Liability Policy – Responds over both occurrence and claims-made underlying coverage.
 
  •   Special Excess Liability – A stand-alone policy that responds over large self-insured retentions, captive programs or other unique underlying situations.

Our Umbrella Liability form contains exclusions for, among other things, Asbestos, Auto No-Fault/UM/UIM, Cross Suits, Cyber Liability, Date Recognition, Discrimination, Employment-Related Practices, ERISA, Fungi/Bacteria, Copyright/Patent/Trademark Infringement, Lead, Motor Carrier Act, Pollution, Racing and War/Terrorism.

We offer limits of liability up to $25 million with coverage backed by the solid claims-paying ability of the AXIS U.S. Insurance companies, rated “A” (Excellent) by A.M. Best and “A” (Strong) by Standard & Poor’s.

Additional Information:
TARGET BUSINESS CLASSES
UNDERLYING COVERAGE REQUIREMENTS
MINIMUM PREMIUMS
SUBMISSION INFORMATION

To learn more about our E&S Umbrella and Excess coverage capabilities, please contact our underwriters.