What type of business is it good for?

Employers

  • Employers with highly fluid workforces experiencing high turnover
  • Employers with hourly and variable pay employees

Association groups

AXIS_art_Icon Redesign_Icons_v3_Benefits Dynamic voluntary benefit products
/images/default-source/icons/png/axis_art_icon-redesign_icons_v3_medical.png?sfvrsn=ed28017e_2 Supplements high deductible health plans
/images/default-source/icons/png/axis_art_icon-redesign_icons_v3_person.png?sfvrsn=d91654a1_2 Administration made simple

Visits to the hospital or a diagnosis of an illness create medical costs that can really add up even if your clients have traditional health insurance. So imagine how it could affect the millions of people that either cannot afford, or are not eligible for, health care through their respective employers. Limited benefit medical plans, or supplemental insurance, can help ease the financial burden of medical expenses for full- and part-time employees. Even though these benefit plans do not offer comprehensive medical coverage, they can help pay for medical costs related to accidents, illnesses, hospital visits and more, including deductibles and out-of-pocket expenses. Supplemental insurance also helps employers create a competitive benefits package that attracts and retains employees. Our innovative supplemental insurance solutions are offered through the Ternian Insurance Group, a subsidiary of AXIS Capital. Ternian combines insurance products, self-funded programs and related services to create a portfolio of limited benefit programs.

 

To learn more, visit ternian.com.

Solution

AXIS Accidental Death & Dismemberment Insurance

Insurance

Solution

AXIS Accident Medical Expense Insurance

Insurance

Solution

AXIS Critical Illness Insurance

Insurance

Solution

AXIS Dental/Vision Insurance

Insurance

Solution

AXIS Hospital Indemnity Insurance

Insurance

Solution

AXIS Short-Term Disability Insurance

Insurance

Limits

  • AXIS product specialists have deep underwriting knowledge and years of experience in specific lines of business and coverages to support them

accident-health-flexible
accident-health-help

Benefits

  • Wellness visits
  • Outpatient lab/X-ray 
  • Surgery
  • Anesthesia

Services

  • Telemedicine
  • Prescription discount services
  • Employee assistance programs

Association groups

  • Professional and trade associations
  • "Bonafide" association groups
  • 1099 contractor groups

Employers

  • High turnover employee groups
  • Hourly, part-time, seasonal employer groups
  • Employers with high deductible health plans

U.S. insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all U.S. states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or U.S. state laws.

THIS INSURANCE PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Documents

AXIS Supplemental Health Insurance Appetite Guide

Claims

We go further with claims resolution that puts your client first. Utilizing our highly skilled claims specialists to deliver effective resolution that meets your client’s needs. 
Focusing on:
  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims