Visits to the hospital or a diagnosis of an illness create medical costs that can really add up even if your clients have traditional health insurance. So imagine how it could affect the millions of people that either cannot afford, or are not eligible for, health care through their respective employers. Limited benefit medical plans, or supplemental insurance, can help ease the financial burden of medical expenses for full- and part-time employees. Even though these benefit plans do not offer comprehensive medical coverage, they can help pay for medical costs related to accidents, illnesses, hospital visits and more, including deductibles and out-of-pocket expenses. Supplemental insurance also helps employers create a competitive benefits package that attracts and retains employees. Our innovative supplemental insurance solutions are offered through the Ternian Insurance Group, a subsidiary of AXIS Capital. Ternian combines insurance products, self-funded programs and related services to create a portfolio of limited benefit programs.

To learn more, visit ternian.com.