business-people Highly experienced underwriting and claims team
/images/default-source/icons/svg/handshake---bigger.svg?sfvrsn=57258739_2 Strong relationships with wholesale brokers nationwide
/images/default-source/icons/svg/additional-security.svg?sfvrsn=2f26be6f_10 Excess liability coverage and mid- to high-attaching excess liability insurance
When businesses require additional, or excess, coverage above a liability policy, AXIS offers the needed coverage. AXIS U.S. Excess Casualty Insurance specializes in structuring liability insurance for risks that fail to be insured through the standard market and other difficult to place business. We are best described as a lead excess market, but we are also a provider of mid-to-high-attaching excess liability insurance. Our U.S. excess casualty insurance offers limits of liability up to $25 million for worldwide exposures. We have earned a reputation for quality underwriting of specialty accounts, rapid response and consistency in our underwriting approach.


AXIS Excess Liability Policy

Responds over both occurrence and claims-made underlying coverage. Responds over both occurrence and claims-made underlying coverage.


AXIS Special Excess Liability Policy

A stand-alone policy that responds over large self-insured retentions, captive programs or other unique underlying situations. A stand-alone policy that responds over large self-insured retentions, captive programs or other unique underlying situations.




AXIS U.S. Excess Casualty Insurance provides coverage over underlying insurance programs with the following minimum requirements:

  • Auto liability
    • $1 million combined single limit (higher attachments may apply for accounts with larger, extra heavy fleets and/or long haul trucking accounts)
  • General liability
    • $1 Million/$2 Million/$1 Million
  • Employers liability
    • $1 Million/$1 Million/$1 Million
  • Foreign liability
    • $1 million
  • Miscellaneous professional liability
    • $1 million/$1 million
  • Employee benefits liability
    • $1 million each wrongful act
    • $1 million aggregate
  • Liquor liability
    • $1 million each common cause
    • $1 million aggregate

Manufacturers of products, including, but not limited to:

  • Amusement devices
  • Auto parts
  • Chemicals1
  • Furniture
  • Machinery and equipment (all types)
  • Medical products (invasive and non-invasive products)1
  • Nutraceuticals1
  • Oil and gas related machinery and equipment
  • Pharmaceuticals1
  • Safety equipment
  • Sporting goods
  • Toys

1Note: Chemical manufacturers, invasive medical products manufacturers and pharmaceutical manufacturers will only be entertained on a claims-made basis.

Wholesalers, distributors, importers

Retail trade

Commercial construction (excluding wood frame construction)

Owner-controlled insurance programs (OCIPs), contractor-controlled insurance programs (CCIPs), and wrap-ups

Contractors equipment rental

Crane rental

Transportation and auto liability, including

  • Taxis
  • Car services
  • Limousines
  • Van services
  • Rapid delivery
  • Trucking
  • Heavy hauling
  • Specialty hauling
  • Waste hauling
  • Bus operators (charter, transit, school)

Service organizations

Public entities, including

  • Cities
  • Counties
  • States
  • Special districts

Hospitality, including

  • Hotels
  • Motels
  • Bars and taverns
  • Restaurants
  • Clubs/nightclubs

Gasoline stations and convenience stores

Commercial real estate

Financial services



Sports and entertainment (excluding concussion injury)

Non-standard premises/habitational exposures

Discontinued products and discontinued operations

Retroactive liability for uninsured periods

Non-profit organizations

Social service organizations


Oil and gas (excluding fracking operations)

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.


We go further with claims resolution that puts your client first. Utilizing our highly skilled claims specialists to deliver effective resolution that meets your client’s needs. Focusing on:

  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims