business-people Highly experienced underwriting and claims team
/images/default-source/icons/svg/handshake---bigger.svg?sfvrsn=57258739_0 Strong relationships with wholesale brokers nationwide
/images/default-source/icons/svg/shieldplus.svg?sfvrsn=2f26be6f_4 Excess liability coverage and mid- to high-attaching excess liability insurance
When businesses require additional, or excess, coverage above a liability policy, AXIS offers the needed coverage. AXIS U.S. Excess Casualty Insurance specializes in structuring liability insurance for risks that fail to be insured through the standard market and other difficult to place business. We are best described as a lead excess market, but we are also a provider of mid-to-high-attaching excess liability insurance. Our U.S. excess casualty insurance offers limits of liability up to $25 million for worldwide exposures. We have earned a reputation for quality underwriting of specialty accounts, rapid response and consistency in our underwriting approach.





AXIS Excess Liability Policy

Responds over both occurrence and claims-made underlying coverage. Responds over both occurrence and claims-made underlying coverage.


AXIS Special Excess Liability Policy

A stand-alone policy that responds over large self-insured retentions, captive programs or other unique underlying situations. A stand-alone policy that responds over large self-insured retentions, captive programs or other unique underlying situations.

AXIS U.S. Excess Casualty Insurance provides coverage over underlying insurance programs with the following minimum requirements:

  • Auto liability
    • $1 million combined single limit (higher attachments may apply for accounts with larger, extra heavy fleets and/or long haul trucking accounts)
  • General liability
    • $1 Million/$2 Million/$1 Million
  • Employers liability
    • $1 Million/$1 Million/$1 Million
  • Foreign liability
    • $1 million
  • Miscellaneous professional liability
    • $1 million/$1 million
  • Employee benefits liability
    • $1 million each wrongful act
    • $1 million aggregate
  • Liquor liability
    • $1 million each common cause
    • $1 million aggregate

Manufacturers of products, including, but not limited to:

  • Amusement devices
  • Auto parts
  • Chemicals1
  • Furniture
  • Machinery and equipment (all types)
  • Medical products (invasive and non-invasive products)1
  • Nutraceuticals1
  • Oil and gas related machinery and equipment
  • Pharmaceuticals1
  • Safety equipment
  • Sporting goods
  • Toys

1Note: Chemical manufacturers, invasive medical products manufacturers and pharmaceutical manufacturers will only be entertained on a claims-made basis.

Wholesalers, distributors, importers

Retail trade

Commercial construction (excluding wood frame construction)

Owner-controlled insurance programs (OCIPs), contractor-controlled insurance programs (CCIPs), and wrap-ups

Contractors equipment rental

Crane rental

Transportation and auto liability, including

  • Taxis
  • Car services
  • Limousines
  • Van services
  • Rapid delivery
  • Trucking
  • Heavy hauling
  • Specialty hauling
  • Waste hauling
  • Bus operators (charter, transit, school)

Service organizations

Public entities, including

  • Cities
  • Counties
  • States
  • Special districts

Hospitality, including

  • Hotels
  • Motels
  • Bars and taverns
  • Restaurants
  • Clubs/nightclubs

Gasoline stations and convenience stores

Commercial real estate

Financial services



Sports and entertainment (excluding concussion injury)

Non-standard premises/habitational exposures

Discontinued products and discontinued operations

Retroactive liability for uninsured periods

Non-profit organizations

Social service organizations


Oil and gas (excluding fracking operations)