Why AXIS
We combine a variety of different types of insurance that give a broad range of coverage under one policy. By tapping into our special package policy, customers not only get all the right coverage they need conveniently from one company, but they also can save money with a cost-effective solution.
Our specialty package policy is designed for a variety of contractors and consultants with environmental risk exposures. SPP combines occurrence form contractors general liability and contractors pollution liability with claims-made professional liability coverage into a single form.
Broad definition of pollutants includes mold on an occurrence basis in standard form
Defense costs paid outside the limits of liability for contractors general liability and contractors pollution liability
Coverage available for most types and classes of contractors and/or consultants who have environmental service exposures
Solutions
Solution
AXIS Contractors Pollution Liability
Solution
AXIS Occurrence Form Contractors General Liability
Solution
AXIS Professional Liability
Capabilities
- $25 million limit capacity
- Combined aggregate limit or separate aggregate limits
- Covers broadly defined covered operations and professional services performed by or on behalf of named insured
- Coverage for clean-up costs and emergency response costs
- Coverage includes covered and completed operations
- Coverage includes transportation pollution liability
- Coverage includes non-owned disposal sites
- Automatic additional insured status and waiver of subrogation for customers under contractors general liability and contractors pollution liability
- Occurrence coverage available for contractors general
- Liability and contractors pollution liability
- Nose coverage available
- Follow-form excess policy covers over our primary as well as over auto liability and employers liability
- Primary only, stand-alone unsupported excess, or combined primary and excess coverage solutions available
Optional coverages
- Claims made mold, and claims made non-owned disposal sites
- Rectification and mitigation expenses
- Time element site pollution
- Professional services with mold
- Reputation protection supplemental (crisis management)
AXIS also offers an excess follow form policy (FFXS) that can sit excess of our SPPm primary policy (supported) or a similar coverage form offered by a competitor (unsupported). Policy can be written to provide excess coverage over an underlying primary automobile liability, employer’s liability and foreign general liability coverages. Limits can be deployed anywhere within a tower.
Target classes
- Asbestos, lead and mold abatement, testing, and consulting
- Clean-up, abatement, remediation, treatment, or neutralization of pollutants
- Fire and water clean-up and restoration
- Industrial contracting including cleaning, sandblasting, gasses, and refrigeration
- Emergency response and hazmat clean-up
- Operation of landfills, recycling facilities or other waste facilities
- Environmental consulting and remediation
- Installation, removal, cleaning, maintenance, or testing of above ground or underground tanks
- Renewable energy service contracting
- Environmental consulting
- Site remediation
Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.
Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.
Applications and documents
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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