What type of business is it good for?

  • Commercial and consumer product manufacturers
  • Commercial contractors
  • Building and premises risks
  • Hospitality risks – restaurants/bars/nightclubs, hotels and motels
  • Retail and wholesale trade
  • Many other types of midsize and large commercial accounts

Overview web link

business-people Highly experienced underwriting and claims teams
/images/default-source/icons/svg/relationship.svg?sfvrsn=b874f016_0 Strong relationships with brokers and clients nationwide
/images/default-source/icons/svg/letter.svg?sfvrsn=8c23e916_2 Broad underwriting appetite
If an organization could potentially be held legally liable for an accident that results in bodily injury, personal injury or property damage, it needs the financial protection that primary casualty insurance provides. AXIS General Liability and Product Liability Insurance are provided on a primary basis. Our primary casualty specialists have in-depth experience understanding the unique challenges companies' today face. Plus, AXIS has the ability to tailor coverage for a diverse array of risk exposures. We offer claims-made and occurrence policies with limits of liability up to $2 million per occurrence. Clients can count on AXIS Insurance for expert underwriting, exceptional service and skilled claims management.

Solutions web link

Solution

AXIS General Liability Insurance

Insurance
AXIS General Liability Insurance coverage helps protect organizations from accidents that happen as a result of normal business operations. These might include bodily injury, personal injury, and property damage claims. AXIS General Liability Insurance coverage helps protect organizations from accidents that happen as a result of normal business operations. These might include bodily injury, personal injury, and property damage claims.
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Solution

AXIS Product Liability Insurance

Insurance
Companies that produce, distribute or sell products need protection from the fallout that occurs in the event that their products cause bodily injury, personal injury or property damage. Consumers can be harmed in many different ways depending on how a product is designed, manufactured, marketed or used. Product liability lawsuits can be expensive to defend. AXIS Product Liability Insurance helps cover legal expenses associated with those types of claims. Companies that produce, distribute or sell products need protection from the fallout that occurs in the event that their products cause bodily injury, personal injury or property damage. Consumers can be harmed in many different ways depending on how a product is designed, manufactured, marketed or used. Product liability lawsuits can be expensive to defend. AXIS Product Liability Insurance helps cover legal expenses associated with those types of claims.
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Capabilities web link

  • Deductibles/self-insured retentions
  • Coverage attaches above deductibles of $5,000 or higher, or above
  • Self-insured retentions of $10,000 to $500,000
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Optional coverages web link

  • Employee benefits liability
  • Garage keeper's legal liability
  • Liquor liability
  • Pollution exclusion exception endorsements
  • Assault and battery coverage
  • Non-owned and hired auto liability
  • Owners and contractors protective liability

Target classes web link

Commercial product manufacturers

  • Medical products (invasive and noninvasive): dental, hospital, surgical and diagnostic equipment
  • Industrial machinery
  • Valves
  • Construction equipment
  • Tools
  • Farm equipment
  • Chemicals
  • Truck and motorcycle component parts
  • Lift and elevator equipment
  • Boiler and machinery

Commercial contractors

  • Artisan and trading contractors
  • General contractors

Hospitality

  • Hotels, motels, restaurants, bars and night clubs

Miscellaneous classes

  • Warehouses
  • Janitorial service and supplies

Consumer product manufacturers

  • Toys
  • Sporting goods
  • Exercise equipment
  • Playground equipment
  • Furniture
  • Amusement devices
  • Food and beverage
  • Appliance manufacturers

Building and premises

  • Commercial real estate
  • Banks and financial institutions
  • Habitational real estate
  • Shopping centers
  • Strip malls

Retail

  • Retail stores
  • Supermarkets
  • Convenience stores

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.

Claims

We go further with claims resolution that puts your client first. Utilizing our highly skilled claims specialists to deliver effective resolution that meets your client’s needs. Focusing on:

  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims