What type of business is it good for?

  • Service businesses
  • Bookkeepers and tax preparers
  • Claims adjusters
  • Consultants - non financial
  • Court reporter
  • Employment agencies / executive recruiters
  • Notaries
  • Photographers
  • Printers
  • Public relations services
  • Safety consultants
  • Translators
  • Travel agents


61 Broad overview of wrongful act expanded beyond negligent acts
/images/default-source/icons/svg/99.svg?sfvrsn=2a34114d_0 Claims made coverage with reporting up to 60 days after policy expiration
/images/default-source/icons/svg/98.svg?sfvrsn=ca96a710_0 Coverage available on an admitted basis in most states

At AXIS, we tailor our professional services definitions to each client’s risks to indemnify clients from a range of errors or omissions, legal liability and damages incurred while providing professional services to others for compensation.


AXIS Errors & Omissions (E&O) Insurance


  • Over 300 available classes of business
  • Coverage available on a primary or excess basis
  • Admitted in most states
  • Worldwide coverage
  • Limits available up to $10M
  • Coverage includes unintentional breach of contract and personal injury
  • Copyright and trademark infringement and media perils available by endorsement
  • Defence within limits on a duty to defend basis
  • Separate limits for defence, and split limits available by endorsement
  • Claims-made and reported, with automatic ERP up to 60 days and optional ERP up to 5 years
  • 50/50 hammer clause, which can be amended
  • Blanket coverage for subsidiaries, independent contractors, and additional insureds
  • Rogue employee and imputation and severability conditions geared to preserving coverage
  • Punitive damages where allowed by law, with most favorable venue provision

  • $10,000 Disciplinary Proceedings
  • $25,000 Subpoena Expense
  • $25,000 Unfulfilled Pledge
  • $25,000 Fundraising Event Blackout
  • $25,000 Temporary Meeting Facilities Expense
  • $25,000 Image Restoration and Counselling
  • $10,000 Court Attendance Expense


Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting, and coverage depends upon the actual facts of each claim and the terms, conditions and exclusions of each individual policy. Information on this website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Underwritten in the U.S. by AXIS Insurance Company (NAIC # 37273), an Illinois property and casualty insurer, licensed in all 50 states and the District of Columbia, with offices at 111 South Wacker Drive Suite 3500 Chicago, IL 60606. Certain products may be offered by AXIS companies not licensed in some states and therefore may only available through a licensed surplus lines broker.


We go further with claims resolution that puts your client first. Utilizing our highly skilled claims specialists to deliver effective resolution that meets your client’s needs. Focusing on:

  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims