What type of business is it good for?
We offer brokers unique underwriting solutions based upon experience, creativity and the ability to structure policy wording.
Solution
AXIS Catastrophe Exposures Insurance
With an in-house team of risk modeling experts, AXIS Catastrophe Exposures Insurance offers financial protection from the perils of wind, flood or earthquake in many hard-to-insure areas.
- Earthquake coverage in California, Alaska, Hawaii, New Madrid, and the Pacific Northwest
- Wind coverage in 1st- and 2nd-tier counties from Maine to Texas (including Harris County, TX), as well as the entire states of Florida and Hawaii
- High hazard flood coverage including areas designated by the National Flood Insurance Program (NFIP) as zones A, V and Shaded X
With an in-house team of risk modeling experts, AXIS Catastrophe Exposures Insurance offers financial protection from the perils of wind, flood or earthquake in many hard-to-insure areas.
- Earthquake coverage in California, Alaska, Hawaii, New Madrid, and the Pacific Northwest
- Wind coverage in 1st- and 2nd-tier counties from Maine to Texas (including Harris County, TX), as well as the entire states of Florida and Hawaii
- High hazard flood coverage including areas designated by the National Flood Insurance Program (NFIP) as zones A, V and Shaded X
Solution
AXIS Non-Catastrophe Exposures Insurance
AXIS offers non-catastrophe exposures coverage for difficult to place risk. Typically these accounts are focused upon perils other than wind, flood or earthquake.
- Traditional E&S property exposures
- Vacant or unoccupied properties
- Unprotected properties
- Unique property exposures
AXIS offers non-catastrophe exposures coverage for difficult to place risk. Typically these accounts are focused upon perils other than wind, flood or earthquake.
- Traditional E&S property exposures
- Vacant or unoccupied properties
- Unprotected properties
- Unique property exposures
- Structures: primary, excess, first-dollar (100% written) and quota share
- Typical deductibles:
- $25,000 for non-critical earthquake
- 5% for California earthquake
- 2% for New Madrid and Pacific Northwest earthquake
- $25,000 for flood, except in high-hazard flood zones
- 2% to 5% of total insured values for wind in 1st-tier counties from Maine to Texas
- $5,000 all other perils
- National coverage


Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.
Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.
Claims
We go further with claims resolution that puts your client first. Utilizing our highly skilled claims specialists to deliver effective resolution that meets your client’s needs. Focusing on:
- Quick decision making
- Championing your needs
- An honest approach