Participants and Volunteers

We specialize in developing customized special-risk programs for groups that require unique insurance protection for their members and volunteers.

Our accident medical expense (AME) insurance protection with customized plans are available on an annual or short-term basis for volunteer groups, youth and adult amateur sports organizations, camps/clinics, conferences and youth and adult activities groups.


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Coverage Includes

Our Accident Medical Expense (AME) insurance protection with customized plans are available on an annual or short-term basis. For treatment of a covered injury, the AME plan will cover 100% of all usual and customary charges that the insured person incurs for many inpatient and outpatient services. These benefits are paid in excess of amounts paid under any other health care plan, no medical underwriting is required.

The AME plan offers a choice of benefit period for 52 or 104 weeks and several deductible options. This plan is available for the following groups:

  • Amateur and Youth Sports Organizations
  • Civic Groups
  • Fraternal and Religious Organizations
  • Nonprofit Organizations
  • Recreational Organizations and Programs
  • Special Events, Corporate Fundraisers, Publicity Events and Walk-a-thons
  • Youth Groups
US insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws.

This insurance  provides limited benefits.  Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage.  Further, this insurance does not coordinate with any other insurance plan.   It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.