For treatment of a covered injury, the AME plan will cover 100% of all usual and customary charges that the insured person incurs for many inpatient and outpatient services. These benefits are paid in excess of amounts paid under any other health care plan, no medical underwriting is required.
The AME plan offers a choice of benefit period for 52 or 104 weeks and several deductible options. This plan is available for the following:
- Pre-K-12 non-sport programs – Protection for students, facility and staff for non-sport related injuries
- Pre-K-12 sports programs – Protection for students, faculty, staff, volunteers, managers and coaches. Coverage can be expanded to include tackle football, ice hockey, lacrosse, rodeo, rugby, skiing and snowboarding.
- Intercollegiate sports programs – Expanded protection for athletic directors, coaches, trainers, cheerleaders, key participants, as well as prospective students and their chaperones