U.S. Excess Casualty

Our unit works with appointed wholesale brokers nationwide. We have extensive underwriting expertise and the ability to provide Umbrella/Excess Liability coverage for a wide range of businesses.

We specialize in liability insurance for accounts that cannot be insured through the standard market and other difficult-to-place risks. We are best described as a lead umbrella market, but we also have a strong focus on mid- to high-attaching excess liability insurance.

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Mike Flaherty



  • Highly experienced underwriting and claims teams
  • Strong relationships with brokers and clients nationwide
  • Excess & Surplus lines focus, wholesale distribution
Products & Capabilities
  • Umbrella Liability Policy – responds over underlying occurrence coverage
  • Excess Liability Policy – responds over both occurrence and claims-made underlying coverage
  • Special Excess Liability Policy – a stand-alone follow-form excess policy that responds over large self-insured retentions, captive programs or other unique underlying coverage situations
  • $25 million in capacity, admitted and non-admitted coverage
  • Flexibility on attachment levels
  • No account size limitations
  • Competitive commissions
  • Quick turnaround on quotes
  • Consistent underwriting approach
Target Classes
  • Aircraft Products Manufacturing (Non-critical)
  • Buffer Layers/Gap Layers
  • Chemical/Petrochemical – Refining/Manufacturing/Distribution
  • Clubs and Fraternal Organizations
  • Construction and Construction-Related Exposures, including Equipment Rental
  • Livery Exposures
  • Manufacturing – High Hazard (ISO Hazard Grade 3)
  • Oil & Gas Exposures
  • Medical Products/Devices/Instrumentation – Manufacturing/Distribution
  • Medical Services
  • Life Science Business
  • Recreational Exposures, including Amusement Parks
  • Social Services
  • Sports Leagues, Associations or Teams
  • Utilities
  • Discontinued Products Business
  • Project-Specific Business
World-Class Claims Service

We are proactive in our approach to managing claims and strive to perform our duties to the highest standards of integrity and good faith. Our Excess Casualty claims specialists work in close partnership with policyholders, brokers, outside counsel, third-party administrators, our underwriters and actuaries, and they are highly skilled at facilitating effective claims resolution.

This information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable policy for specific terms, conditions, limits, limitations and exclusions to coverage. Coverage is underwritten by a member company of the AXIS group of insurance companies. Coverage may not be available in all states and jurisdictions.