What type of business is it good for?
- Public and products liability
- U.K. employers liability
Highlights on this page
Overview
Individual or scheme-based primary coverage
Reputation for swift service and efficient claims handling
International coverage in select markets
While no two businesses are alike, every business has an exposure to liability. Some risk the liability of a customer being injured on their premises. Others may risk a product malfunction interrupting business operations. With decades of experience and a broad risk appetite, AXIS can offer our general liability insurance for many different kinds of standard, niche and specialist businesses in the U.K., as well as in select international locations. Working closely with brokers to identify their client’s exposures, we can then offer solutions to meet their unique and specific needs. Along with primary insurance, scheme-based coverage is available. We also offer excess coverage and have capacity for facultative reinsurance agreements. In the event of a claim, AXIS has a large international database of expert witnesses and specialist lawyers and loss adjusters from which to draw.
Solutions
Solution
AXIS Employer Liability Insurance
Insurance
Employees may turn to courts for redress where they believe their employer has been negligent resulting in injury. AXIS statutorily compliant U.K. employers liability cover is designed to protect against the cost of defending a claim, as well as damages that may arise.
Employees may turn to courts for redress where they believe their employer has been negligent resulting in injury. AXIS statutorily compliant U.K. employers liability cover is designed to protect against the cost of defending a claim, as well as damages that may arise.
Solution
AXIS Excess of Loss Insurance
Insurance
General liability policies have limits—and those limits may not protect against catastrophic losses. AXIS has the capacity to provide this important excess coverage for public, products and employers liability claims. AXIS Excess of Loss Insurance covers the costs of litigation and damages, above the primary liability policy.
General liability policies have limits—and those limits may not protect against catastrophic losses. AXIS has the capacity to provide this important excess coverage for public, products and employers liability claims. AXIS Excess of Loss Insurance covers the costs of litigation and damages, above the primary liability policy.
Solution
AXIS Product Liability Insurance
Insurance
In today's litigious environment, any company can be held liable for personal injuries or property damage, no matter how remote the company’s product or service is related to the injury or damage. AXIS Product Liability Insurance policies can protect clients against litigation and costs for damages related to design flaws and manufacturing defects or errors.
In today's litigious environment, any company can be held liable for personal injuries or property damage, no matter how remote the company’s product or service is related to the injury or damage. AXIS Product Liability Insurance policies can protect clients against litigation and costs for damages related to design flaws and manufacturing defects or errors.
Solution
AXIS Public Liability Insurance
Insurance
A requirement in many business contracts, AXIS Public Liability Insurance underwriters write policies around the specific risks a business's operations pose to the public. Our policies make sure clients have coverage for their daily business.
A requirement in many business contracts, AXIS Public Liability Insurance underwriters write policies around the specific risks a business's operations pose to the public. Our policies make sure clients have coverage for their daily business.
Capabilities
- Claims-made and occurrence policies
- Standard public and products cover worldwide, excluding North America
- Statutorily compliant U.K. employers liability insurance
- Admitted and non-admitted policies
- Excesses can be as low as £500 (nil for U.K. employers liability)
Target classes
- Bus and coach operators
- Cardboard and rubber
- Care homes
- Clerical and professional
- Clothing manufacturers
- Contract cleaners
- Electronics
- Food and drink processors
- Furniture manufacturers
- Haulers
- Hotels and restaurants
- Light engineering and manufacturing
- Metal workers
- Paper and pulp producers
- Plastics
- Printers and publishers
- Property owners
- Recycling
- Renewable energy
- Retailers and wholesalers
- Schools and colleges
- Specialist contractors
- Warehousing
- Wholesalers
Optional coverages
- North American jurisdiction for exports
- Financial loss
- Incidental errors and omissions
Documents
Documents
AXIS General Liability Insurance Appetite Guide
Claims
Clients can rest assured that when a general liability claim is filed, AXIS works swiftly to assemble legal and other resources as needed. AXIS focuses on:- Quick decision making
- Championing your needs
- An honest approach
